Hudson 4 U - Financial Wellness
Resources
- Cash Flow and Debt Management - Alera Group April, 2026
- Pre-Retirement Education presentation from January 1, 2026
- How to access your Social Security statement?
- 2025 Statement of Benefits are now online at My Statement of Benefits.
- Wisconsin Retirement System (WRS) Retirement Benefits Calculator
- You can request an official estimate of your retirement benefit from WRS 6-12 months before you plan to apply for benefits. Use this link to the WRS Official Retirement Benefit Estimate
- Do you have questions about where your money goes and how it is invested? Use this link to learn more about the Core Trust Fund and Variable Trust Fund
- What do you need to know if you are rehired annuitant? Use this link learn about break-in-service requirements and going back to work for a WRS employer.
2026 Medicare Premiums
Income Related Monthly Adjustment Amount (IRMAA)
| Modified Adjusted Gross Income (MAGI) from 2024 | Part B Monthly Premium & IRMAA | Part D Monthly Premium & IRMAA |
|---|---|---|
|
Individuals w/MAGI of $109,000 or less Married couples w/MAGI of $218,000 or less |
$202.90 | Your plan premium |
|
Individuals w/MAGI of 109,001 up to $137,000 Married couples w/MAGI of $218,001 up to $274,000 |
$202.90 + $81.20 (IRMAA) = $284.10 | Your plan premium + $14.50 (IRMAA) |
|
Individuals w/MAGI of $137,001 up to $171,000 Married couples w/MAGI of $274,001 up to $342,000 |
$202.90 + $202.90 (IRMAA) = $405.80 | Your plan premium + $37.50 (IRMAA) |
|
Individuals w/MAGI of $171,001 up to $205,000 Married couples w/MAGI of $342,001 up to $410,000 |
$202.90 + $324.60 (IRMAA) = $527.50 | Your plan premium + $60.40 (IRMAA) |
|
Individuals w/MAGI of $205,001 up to $499,999 Married couples w/MAGI of $410,001 up to $749,999 |
$202.90 + $446.30 (IRMAA) = $649.20 | Your plan premium + $83.30 (IRMAA) |
|
Individuals w/MAGI of $500,000 and above Married couples w/MAGI of $750,00 and above |
$202.90 + $487.00 (IRMAA) = $689.90 | Your plan premium + $91.00 (IRMAA) |
Questions?
Jessica Langeness, Licensed Insurance Agent
jessica.langeness@aleragroup.com or 715.246.8075
Andy Rineck, Financial Planner
andy.rineck@aleragroup.com or 714.246.8084
Stephanie Lange, Personal Markets Advocate
stephanie.lange@aleragroup.com or 715.246.8083